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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,814 | $95,915-70.0% | $79,580-63.8% | $134,532-78.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.73% | -2.71%-19.0pp | 0.15%-21.9pp | 418.27%-440.0pp |
| Employer contribution / active EE | $6,934 | $3,129+121.6% | $2,413+187.3% | $4,741+46.2% |
| Participant deferral / active EE | $4,826 | $4,693+2.8% | $3,985+21.1% | $6,401-24.6% |
| Admin fee / account holder | $395 | $9,132-95.7% | $6,835-94.2% | $11,429-96.5% |