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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,305 | $112,915-83.8% | $90,965-79.9% | $158,950-88.5% |
| Participation rate | 90.9% | 74.7%+16.2pp | 69.0%+21.9pp | 82.0%+8.9pp |
| Annual return | 72.03% | 215.75%-143.7pp | 134.57%-62.5pp | 302.91%-230.9pp |
| Employer contribution / active EE | $8,677 | $2,894+199.9% | $2,122+308.9% | $4,762+82.2% |
| Participant deferral / active EE | $3,934 | $4,128-4.7% | $3,373+16.6% | $5,983-34.2% |
| Admin fee / account holder | $690 | $8,044-91.4% | $5,960-88.4% | $11,248-93.9% |