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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,305 | $112,933-83.8% | $90,970-79.9% | $158,982-88.5% |
| Participation rate | 90.9% | 74.7%+16.2pp | 69.0%+21.9pp | 82.0%+8.9pp |
| Annual return | 72.03% | 215.82%-143.8pp | 134.60%-62.6pp | 302.99%-231.0pp |
| Employer contribution / active EE | $8,677 | $2,893+199.9% | $2,122+309.0% | $4,763+82.2% |
| Participant deferral / active EE | $3,934 | $4,128-4.7% | $3,373+16.6% | $5,983-34.3% |
| Admin fee / account holder | $690 | $8,047-91.4% | $5,961-88.4% | $11,252-93.9% |