Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,861 | $78,425-84.9% | $95,956-87.6% | $79,858-85.1% |
| Participation rate | 35.0% | 73.5%-38.5pp | 77.1%-42.1pp | 69.6%-34.6pp |
| Annual return | 9.77% | 19.37%-9.6pp | 91.63%-81.9pp | 31.72%-21.9pp |
| Employer contribution / active EE | $574 | $1,945-70.5% | $2,541-77.4% | $2,471-76.8% |
| Participant deferral / active EE | $873 | $3,440-74.6% | $4,167-79.1% | $3,740-76.7% |
| Admin fee / account holder | $4,771 | $5,622-15.1% | $6,797-29.8% | $5,306-10.1% |