Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: MML INVESTORS Service code 49 6070 POPLAR AVENUE · MEMPHIS, TN 38119 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,626 | $36,916-52.3% | $156,551-88.7% | $57,658-69.4% |
| Participation rate | 10.9% | 63.4%-52.5pp | 84.0%-73.1pp | 70.2%-59.3pp |
| Annual return | 4.87% | 12.38%-7.5pp | 32.23%-27.4pp | 5.13%-0.3pp |
| Employer contribution / active EE | $0 | $1,571-100.0% | $5,501-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $253 | $1,926-86.8% | $4,871-94.8% | $3,061-91.7% |
| Admin fee / account holder | $0 | $82-100.0% | $13,028-100.0% | $95-100.0% |