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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,052 | $106,864+77.8% | $147,318+29.0% | $82,637+130.0% |
| Participation rate | 68.6% | 75.5%-6.9pp | 82.1%-13.5pp | 68.1%+0.5pp |
| Annual return | 14.83% | 27.49%-12.7pp | 70.43%-55.6pp | 53.51%-38.7pp |
| Employer contribution / active EE | $1,798 | $3,417-47.4% | $4,593-60.9% | $2,552-29.5% |
| Participant deferral / active EE | $5,751 | $6,496-11.5% | $7,906-27.3% | $4,126+39.4% |
| Admin fee / account holder | $8,352 | $8,415-0.8% | $13,708-39.1% | $7,339+13.8% |