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| Provider | Service type | Compensation |
|---|---|---|
BAM ADVISOR SERVICES7+ years Filed as: BAM ADVISOR SERVICES, LLC Service code 26 · EIN 16-1728260 | Advisory (Participants) | $31,113 |
NICHOLAS PENSION CONSULTANTS2 years Filed as: NICHOLAS, CAULEY & ASSOCIATES, LLC Service code 10 1825 BARRETT LAKES BLVD STE 200 · KENNESAW, GA 30144 | Accounting | $22,450 |
EPIC RETIREMENT PLAN SERVICES7+ years Filed as: KASSOUF RETIREMENT PLAN SERV, LLC Service code 15 · EIN 63-1239553 | Recordkeeping | $18,443 |
MATRIX TRUST COMPANY3 years Service code 18 717 17TH STREET, SUITE 1700 · DENVER, CO 80202 | Trustee (directed); Custodial (other ... | $1,235 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,407 | $73,009-83.0% | $90,756-86.3% | $68,495-81.9% |
| Participation rate | 94.4% | 70.8%+23.6pp | 75.7%+18.8pp | 67.9%+26.6pp |
| Annual return | -7.87% | -13.81%+5.9pp | -12.16%+4.3pp | -7.84%0pp |
| Employer contribution / active EE | $1,397 | $2,193-36.3% | $2,922-52.2% | $2,596-46.2% |
| Participant deferral / active EE | $1,823 | $3,626-49.7% | $4,565-60.1% | $4,028-54.7% |
| Admin fee / account holder | $333 | $5,896-94.3% | $8,445-96.1% | $5,403-93.8% |