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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,321 | $64,462+775.4% | $81,482+592.6% | $80,911+597.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.6%+32.4pp |
| Annual return | 21.84% | 16.35%+5.5pp | 24.79%-3.0pp | 35.63%-13.8pp |
| Employer contribution / active EE | $9,981 | $1,979+404.4% | $2,463+305.2% | $2,756+262.2% |
| Participant deferral / active EE | $14,662 | $3,094+373.9% | $3,885+277.4% | $4,297+241.2% |
| Admin fee / account holder | $2,984 | $5,678-47.4% | $5,761-48.2% | $6,935-57.0% |