Retirement plan

R. A. DUDLEY NURSERIES, INC. PROFIT SHARING PLAN

Name: R. A. DUDLEY NURSERIES, INC. - R. A. DUDLEY NURSERIES, INC. PROFIT SHARING PLAN (2020) Form 5500
Creator: R. A. DUDLEY NURSERIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, R. A. DUDLEY NURSERIES, INC. PROFIT SHARING PLAN, R. A. DUDLEY NURSERIES, INC.

R. A. DUDLEY NURSERIES, INC.EIN 58-1344003Plan #001PY 2020

P.O. BOX 429 - THOMSON, GA 308240429706-595-3300radudley.comLinkedIn1-10 employeeshuman resources

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$2.5M

-39.6% from 2019

Total participants

101

+13.5% from 2019

Average account balance

$31,247

-32.0% from 2019

Annual return

6.84%

-9.79 pp from 2019

Benchmarks

See 1,943 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants25-99

Cohort1,943 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$35K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

162.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$400K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2050

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2.2M

$25632 / participant

Other / not subdivided$2M100.0%

% of EOY assets

88.261%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,247

$64,324-51.4%

$118,914-73.7%

$79,856-60.9%

Participation rate

74.1%

64.9%+9.3pp

75.4%-1.3pp

69.6%+4.5pp

Annual return

6.84%

86.45%-79.6pp

35.89%-29.0pp

31.71%-24.9pp

Employer contribution / active EE

$2,941

$1,836+60.2%

$3,264-9.9%

$2,471+19.0%

Participant deferral / active EE

$2,824-100.0%

$4,266-100.0%

$3,741-100.0%

Admin fee / account holder

$27,578

$4,040+582.6%

$6,582+319.0%

$5,306+419.7%

R. A. DUDLEY NURSERIES, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

R. A. DUDLEY NURSERIES, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion