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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,688 | $56,110+22.4% | $94,993-27.7% | $70,126-2.1% |
| Participation rate | 59.5% | 65.0%-5.5pp | 73.9%-14.4pp | 69.5%-10.0pp |
| Annual return | 15.06% | 51.02%-36.0pp | 27.14%-12.1pp | 73.15%-58.1pp |
| Employer contribution / active EE | $771 | $1,442-46.5% | $2,603-70.4% | $2,343-67.1% |
| Participant deferral / active EE | $2,989 | $2,391+25.0% | $3,317-9.9% | $3,332-10.3% |
| Admin fee / account holder | $3,571 | $3,456+3.3% | $4,960-28.0% | $4,645-23.1% |