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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,973 | $54,162-41.0% | $68,612-53.4% | $64,173-50.2% |
| Participation rate | 75.3% | 68.1%+7.2pp | 72.2%+3.0pp | 69.6%+5.7pp |
| Annual return | -4.05% | -1.62%-2.4pp | -4.63%+0.6pp | 7.63%-11.7pp |
| Employer contribution / active EE | $1,487 | $1,846-19.4% | $2,625-43.3% | $2,381-37.5% |
| Participant deferral / active EE | $1,896 | $2,626-27.8% | $3,311-42.7% | $3,470-45.4% |
| Admin fee / account holder | $5,416 | $4,029+34.4% | $5,131+5.5% | $4,887+10.8% |