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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,857 | $157,296+67.7% | $141,191+86.9% | $152,897+72.6% |
| Participation rate | 95.0% | 84.8%+10.2pp | 82.5%+12.5pp | 82.5%+12.5pp |
| Annual return | 23.85% | 64.34%-40.5pp | 71.41%-47.6pp | 345.43%-321.6pp |
| Employer contribution / active EE | $9,714 | $5,262+84.6% | $4,736+105.1% | $4,764+103.9% |
| Participant deferral / active EE | $9,920 | $7,111+39.5% | $6,710+47.8% | $5,851+69.5% |
| Admin fee / account holder | $43,866 | $12,125+261.8% | $10,264+327.4% | $11,599+278.2% |