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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,875 | $118,496-58.8% | $98,461-50.4% | $139,466-65.0% |
| Participation rate | 0.0% | 77.5%-77.5pp | 75.2%-75.2pp | 80.3%-80.3pp |
| Annual return | 16.17% | 18.96%-2.8pp | 21.17%-5.0pp | 373.66%-357.5pp |
| Employer contribution / active EE | $192 | $3,611-94.7% | $3,049-93.7% | $4,754-96.0% |
| Participant deferral / active EE | $2,848 | $5,393-47.2% | $4,738-39.9% | $6,712-57.6% |
| Admin fee / account holder | $6,050 | $14,056-57.0% | $8,961-32.5% | $11,409-47.0% |