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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,467 | $148,623+131.1% | $135,974+152.6% | $139,466+146.3% |
| Participation rate | 84.6% | 83.9%+0.8pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 28.60% | 79.30%-50.7pp | 68.30%-39.7pp | 373.66%-345.1pp |
| Employer contribution / active EE | $3,388 | $5,246-35.4% | $4,859-30.3% | $4,754-28.7% |
| Participant deferral / active EE | $8,237 | $8,103+1.7% | $7,760+6.1% | $6,712+22.7% |
| Admin fee / account holder | $25,791 | $12,406+107.9% | $10,767+139.5% | $11,409+126.1% |