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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,940 | $138,102+100.5% | $125,381+120.9% | $134,532+105.9% |
| Participation rate | 86.7% | 84.5%+2.2pp | 82.4%+4.3pp | 81.2%+5.4pp |
| Annual return | -19.62% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.9pp |
| Employer contribution / active EE | $2,783 | $5,245-46.9% | $4,815-42.2% | $4,741-41.3% |
| Participant deferral / active EE | $6,543 | $7,801-16.1% | $7,448-12.1% | $6,401+2.2% |
| Admin fee / account holder | $48,817 | $11,568+322.0% | $10,007+387.8% | $11,429+327.2% |