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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,659 | $138,075-28.5% | $123,552-20.1% | $135,379-27.1% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -2.77% | 153.70%-156.5pp | 119.20%-122.0pp | 519.79%-522.6pp |
| Employer contribution / active EE | $2,232 | $5,152-56.7% | $4,628-51.8% | $4,779-53.3% |
| Participant deferral / active EE | $6,920 | $6,800+1.8% | $6,426+7.7% | $5,609+23.4% |
| Admin fee / account holder | $401 | $10,917-96.3% | $9,285-95.7% | $10,828-96.3% |