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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,908 | $98,776+403.1% | $149,745+231.8% | $79,856+522.3% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.5%+14.6pp | 69.6%+27.4pp |
| Annual return | 19.62% | 27.38%-7.8pp | 276.72%-257.1pp | 31.71%-12.1pp |
| Employer contribution / active EE | $8,574 | $3,217+166.5% | $4,646+84.5% | $2,471+246.9% |
| Participant deferral / active EE | $8,061 | $5,681+41.9% | $6,843+17.8% | $3,741+115.5% |
| Admin fee / account holder | $753 | $6,053-87.6% | $9,312-91.9% | $5,306-85.8% |