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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,341 | $76,551+339.4% | $123,894+171.5% | $62,881+434.9% |
| Participation rate | 91.4% | 73.0%+18.4pp | 81.4%+10.0pp | 69.3%+22.1pp |
| Annual return | 10.44% | 18.68%-8.2pp | 47.52%-37.1pp | 20.14%-9.7pp |
| Employer contribution / active EE | $9,714 | $2,882+237.0% | $4,617+110.4% | $2,281+325.9% |
| Participant deferral / active EE | $7,414 | $4,840+53.2% | $5,984+23.9% | $3,203+131.5% |
| Admin fee / account holder | $10,906 | $4,826+126.0% | $8,357+30.5% | $4,296+153.9% |