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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,052 | $162,785+0.8% | $133,959+22.5% | $158,950+3.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 9.18% | 41.94%-32.8pp | 45.09%-35.9pp | 302.91%-293.7pp |
| Employer contribution / active EE | $328 | $4,975-93.4% | $3,919-91.6% | $4,762-93.1% |
| Participant deferral / active EE | $2,120 | $5,910-64.1% | $5,047-58.0% | $5,983-64.6% |
| Admin fee / account holder | $1,583 | $11,738-86.5% | $8,928-82.3% | $11,248-85.9% |