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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,328 | $118,695-80.3% | $98,916-76.4% | $158,950-85.3% |
| Participation rate | 72.2% | 77.8%-5.6pp | 76.0%-3.8pp | 82.0%-9.7pp |
| Annual return | 13.74% | 372.39%-358.7pp | 196.45%-182.7pp | 302.91%-289.2pp |
| Employer contribution / active EE | $1,251 | $3,333-62.5% | $2,689-53.5% | $4,762-73.7% |
| Participant deferral / active EE | $3,345 | $5,088-34.3% | $4,245-21.2% | $5,983-44.1% |
| Admin fee / account holder | $4,112 | $10,132-59.4% | $6,642-38.1% | $11,248-63.4% |