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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,856 | $97,761+74.8% | $83,850+103.8% | $135,382+26.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.68% | 1287.44%-1295.1pp | 850.92%-858.6pp | 519.77%-527.5pp |
| Employer contribution / active EE | $12,300 | $4,222+191.4% | $3,631+238.8% | $4,779+157.4% |
| Participant deferral / active EE | $7,854 | $4,682+67.7% | $4,082+92.4% | $5,609+40.0% |
| Admin fee / account holder | $4,683 | $6,674-29.8% | $5,478-14.5% | $10,829-56.7% |