Retirement plan

WILLIAMS BROTHERS TRUCKING, INC. 401(K) PLAN

Name: WILLIAMS BROTHERS TRUCKING, INC. - WILLIAMS BROTHERS TRUCKING, INC. 401(K) PLAN (2015) Form 5500
Creator: WILLIAMS BROTHERS TRUCKING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WILLIAMS BROTHERS TRUCKING, INC. 401(K) PLAN, WILLIAMS BROTHERS TRUCKING, INC.

WILLIAMS BROTHERS TRUCKING, INC.EIN 58-1278267Plan #001PY 2015

466 BAXLEY HIGHWAY, P.O. BOX 188 - HAZLEHURST, GA 31539912-375-7777wbtus.comLinkedIn1-10 employeestransportation/trucking/railroad

Prospect flagsLow returnsLow assets / participant

How to read this page

Total assets (EOY)

$3.9M

No prior year

Total participants

303

No prior year

Average account balance

$13,177

No prior year

Annual return

-1.90%

No prior year

Benchmarks

See 599 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants250-999

Cohort599 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.79M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$31K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

407

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

57.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.92M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$75

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ERSKINE AND ASSOCIATES1+ years Service code 15 · EIN 58-1321863 340 EISEHOWER DRIVE · SAVANNAH, GA 31406	Recordkeeping	$12,125
MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 15 · EIN 04-1590850 95 STATE STREET · SPRINGFIELD, MA 011110001	Recordkeeping	$0
WELLS FARGO BANK, N.A.1+ years Filed as: WELLS FARGO ADVISORS Service code 22 · EIN 54-0910269 7391 HODGSON MEMORIAL DRIVE · SAVANNAH, GA 31406	Insurance Broker	$0

Plan features & details

Pension benefit codes2E2G2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$12K

$41 / participant

Other / not subdivided$12K100.0%

% of EOY assets

0.310%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CHRISTIAN KELLY THIGPEN & CO LLC
Auditor EIN: 300062751
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$13,177

$39,458-66.6%

$60,547-78.2%

$55,191-76.1%

Participation rate

98.0%

59.6%+38.4pp

68.0%+30.0pp

69.2%+28.8pp

Annual return

-1.90%

3.35%-5.3pp

335.64%-337.5pp

10.78%-12.7pp

Employer contribution / active EE

$652

$1,210-46.1%

$2,419-73.0%

$1,899-65.7%

Participant deferral / active EE

$1,564

$2,140-26.9%

$3,328-53.0%

$3,046-48.7%

Admin fee / account holder

$41

$95-57.1%

$4,536-99.1%

$91-55.0%

Provider

Service type

Compensation

ERSKINE AND ASSOCIATES1+ years

Service code 15 · EIN 58-1321863

340 EISEHOWER DRIVE · SAVANNAH, GA 31406

Recordkeeping

$12,125

MASSACHUSETTS MUTUAL LIFE INS. CO.1+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 15 · EIN 04-1590850

95 STATE STREET · SPRINGFIELD, MA 011110001

Recordkeeping

WELLS FARGO BANK, N.A.1+ years

Filed as: WELLS FARGO ADVISORS

Service code 22 · EIN 54-0910269

7391 HODGSON MEMORIAL DRIVE · SAVANNAH, GA 31406

Insurance Broker

WILLIAMS BROTHERS TRUCKING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WILLIAMS BROTHERS TRUCKING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion