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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,293 | $65,555+14.9% | $86,216-12.7% | $75,173+0.2% |
| Participation rate | 64.1% | 60.5%+3.6pp | 69.0%-4.9pp | 67.2%-3.1pp |
| Annual return | 14.09% | 46.07%-32.0pp | 1169.42%-1155.3pp | 160.72%-146.6pp |
| Employer contribution / active EE | $960 | $1,553-38.2% | $2,382-59.7% | $2,671-64.0% |
| Participant deferral / active EE | $2,349 | $3,023-22.3% | $3,986-41.1% | $4,126-43.1% |
| Admin fee / account holder | $1,485 | $5,469-72.8% | $6,853-78.3% | $5,651-73.7% |