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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,675 | $208,088+103.1% | $186,193+127.0% | $154,746+173.1% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.1%+8.6pp | 80.7%+5.0pp |
| Annual return | 11.76% | 89.97%-78.2pp | 78.03%-66.3pp | 172.34%-160.6pp |
| Employer contribution / active EE | $3,124 | $4,340-28.0% | $3,918-20.3% | $4,379-28.7% |
| Participant deferral / active EE | $10,886 | $7,078+53.8% | $6,513+67.1% | $6,730+61.7% |
| Admin fee / account holder | $73,899 | $11,698+531.7% | $11,058+568.3% | $14,365+414.4% |