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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,266 | $202,440+81.9% | $169,390+117.4% | $139,466+164.1% |
| Participation rate | 92.3% | 81.1%+11.2pp | 77.2%+15.1pp | 80.3%+12.0pp |
| Annual return | 14.93% | 532.36%-517.4pp | 406.07%-391.1pp | 373.66%-358.7pp |
| Employer contribution / active EE | $2,607 | $4,693-44.5% | $4,013-35.0% | $4,754-45.2% |
| Participant deferral / active EE | $9,463 | $6,940+36.4% | $6,222+52.1% | $6,712+41.0% |
| Admin fee / account holder | $6,577 | $10,722-38.7% | $9,015-27.0% | $11,409-42.3% |