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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,787 | $211,224+86.9% | $178,505+121.2% | $145,897+170.6% |
| Participation rate | 92.9% | 80.8%+12.0pp | 77.1%+15.7pp | 80.3%+12.6pp |
| Annual return | 12.23% | 30.28%-18.1pp | 27.16%-14.9pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,166 | $4,577-30.8% | $3,955-20.0% | $4,663-32.1% |
| Participant deferral / active EE | $9,444 | $6,966+35.6% | $6,280+50.4% | $6,689+41.2% |
| Admin fee / account holder | $2,295 | $12,109-81.1% | $10,428-78.0% | $13,390-82.9% |