Retirement plan

SMITH AND DAVIS FABRIC & CLOTHING 401(K) RETIREMENT PLAN

Name: SMITH AND DAVIS FABRIC & CLOTHING CENTER DBA SMITH AND DAVIS - SMITH AND DAVIS FABRIC & CLOTHING 401(K) RETIREMENT PLAN (2015) Form 5500
Creator: SMITH AND DAVIS FABRIC & CLOTHING CENTER DBA SMITH AND DAVIS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITH AND DAVIS FABRIC & CLOTHING 401(K) RETIREMENT PLAN, SMITH AND DAVIS FABRIC & CLOTHING CENTER DBA SMITH AND DAVIS

SMITH AND DAVIS FABRIC & CLOTHING CENTER DBA SMITH AND DAVISEIN 58-1098985Plan #001PY 2015

1552 HWY 54 W - FAYETTEVILLE, GA 30214770-487-4183

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$206K

No prior year

Total participants

No prior year

Average account balance

$12,853

No prior year

Annual return

-3.19%

No prior year

Benchmarks

See 2,631 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort2,631 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.05M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$28K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

140.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$283K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.62%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2103

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2J3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$1K

$44 / participant

Other / not subdivided$1K100.0%

% of EOY assets

0.511%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$12,853

$87,705-85.3%

$63,517-79.8%

$125,393-89.7%

Participation rate

66.7%

77.0%-10.4pp

71.0%-4.4pp

83.2%-16.5pp

Annual return

-3.19%

21.70%-24.9pp

-70.30%+67.1pp

282.23%-285.4pp

Employer contribution / active EE

$849

$3,601-76.4%

$2,322-63.4%

$4,866-82.5%

Participant deferral / active EE

$3,016

$3,939-23.4%

$2,953+2.1%

$5,351-43.6%

Admin fee / account holder

$66

$11,948-99.5%

$5,892-98.9%

$9,541-99.3%

SMITH AND DAVIS FABRIC & CLOTHING 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITH AND DAVIS FABRIC & CLOTHING 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion