Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY6+ years Service code 55 · EIN 26-4310632 | Other Commissions | $20,100 |
Service code 37 · EIN 04-2647786 | Loan Processing | $4,547 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,070 | $91,517-72.6% | $101,275-75.2% | $73,415-65.9% |
| Participation rate | 68.7% | 73.8%-5.0pp | 75.8%-7.1pp | 72.2%-3.4pp |
| Annual return | 14.91% | 17.17%-2.3pp | 46.46%-31.6pp | 59.30%-44.4pp |
| Employer contribution / active EE | $11 | $2,877-99.6% | $3,660-99.7% | $2,234-99.5% |
| Participant deferral / active EE | $1,996 | $3,338-40.2% | $4,370-54.3% | $3,806-47.6% |
| Admin fee / account holder | $12 | $216-94.6% | $5,948-99.8% | $158-92.7% |