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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,090 | $98,776+124.8% | $149,745+48.3% | $79,856+178.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 8.59% | 27.38%-18.8pp | 276.72%-268.1pp | 31.71%-23.1pp |
| Employer contribution / active EE | $6,104 | $3,217+89.7% | $4,646+31.4% | $2,471+147.0% |
| Participant deferral / active EE | $10,503 | $5,681+84.9% | $6,843+53.5% | $3,741+180.8% |
| Admin fee / account holder | $1,918 | $6,053-68.3% | $9,312-79.4% | $5,306-63.9% |