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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,329 | $89,367+123.0% | $141,191+41.2% | $72,975+173.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 3.16% | 111.87%-108.7pp | 71.41%-68.2pp | 81.01%-77.9pp |
| Employer contribution / active EE | $6,305 | $3,115+102.4% | $4,736+33.1% | $2,440+158.4% |
| Participant deferral / active EE | $9,770 | $5,419+80.3% | $6,710+45.6% | $3,608+170.8% |
| Admin fee / account holder | $19,857 | $5,957+233.4% | $10,264+93.5% | $5,124+287.5% |