Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,094 | $95,640-36.1% | $76,891-20.5% | $139,500-56.2% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 7.41% | 55.03%-47.6pp | 37.91%-30.5pp | 373.99%-366.6pp |
| Employer contribution / active EE | $0 | $3,146-100.0% | $2,534-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $0 | $4,625-100.0% | $3,833-100.0% | $6,713-100.0% |
| Admin fee / account holder | $54,771 | $8,329+557.6% | $5,488+898.1% | $11,410+380.0% |