Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,311 | $110,845+13.1% | $86,645+44.6% | $167,560-25.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.7%+28.3pp | 82.1%+17.9pp |
| Annual return | 7.87% | 116.99%-109.1pp | 63.52%-55.7pp | 478.94%-471.1pp |
| Employer contribution / active EE | $0 | $3,245-100.0% | $2,496-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $0 | $4,548-100.0% | $3,700-100.0% | $6,343-100.0% |
| Admin fee / account holder | $10,577 | $8,417+25.7% | $5,830+81.4% | $12,317-14.1% |