Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,974 | $112,933+139.9% | $90,970+197.9% | $158,982+70.4% |
| Participation rate | 33.3% | 74.7%-41.4pp | 69.0%-35.7pp | 82.0%-48.6pp |
| Annual return | 0.26% | 215.82%-215.6pp | 134.60%-134.3pp | 302.99%-302.7pp |
| Employer contribution / active EE | $2,742 | $2,893-5.2% | $2,122+29.2% | $4,763-42.4% |
| Participant deferral / active EE | $10,016 | $4,128+142.6% | $3,373+197.0% | $5,983+67.4% |
| Admin fee / account holder | $105,900 | $8,047+1216.1% | $5,961+1676.6% | $11,252+841.2% |