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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS Service code 15 · EIN 82-3719843 | Recordkeeping | $5,605,829 |
Filed as: RAYMOND JAMES Service code 27 · EIN 59-1237041 | Advisory (Plan) | $863,477 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS Service code 15 · EIN 36-6071399 | Recordkeeping | $11,435 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,153 | $46,219-71.5% | $89,435-85.3% | $90,274-85.4% |
| Participation rate | 90.3% | 44.9%+45.5pp | 68.0%+22.4pp | 73.4%+17.0pp |
| Annual return | 13.45% | 25.71%-12.3pp | 245.55%-232.1pp | 53.97%-40.5pp |
| Employer contribution / active EE | $404 | $953-57.6% | $2,587-84.4% | $2,523-84.0% |
| Participant deferral / active EE | $1,975 | $2,136-7.6% | $3,890-49.2% | $4,231-53.3% |
| Admin fee / account holder | $27 | $147-81.3% | $4,884-99.4% | $114-76.0% |