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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,649 | $77,908+129.3% | $149,696+19.3% | $75,173+137.7% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 17.57% | 31.73%-14.2pp | 134.46%-116.9pp | 160.72%-143.2pp |
| Employer contribution / active EE | $8,943 | $3,138+185.0% | $4,821+85.5% | $2,671+234.8% |
| Participant deferral / active EE | $6,138 | $3,411+79.9% | $5,682+8.0% | $4,126+48.7% |
| Admin fee / account holder | $16,404 | $5,950+175.7% | $13,212+24.2% | $5,651+190.3% |