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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,156 | $73,863+135.8% | $143,797+21.1% | $68,490+154.3% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -16.15% | 0.91%-17.1pp | -0.04%-16.1pp | -7.85%-8.3pp |
| Employer contribution / active EE | $6,749 | $3,185+111.9% | $4,952+36.3% | $2,597+159.9% |
| Participant deferral / active EE | $5,548 | $3,385+63.9% | $5,638-1.6% | $4,028+37.7% |
| Admin fee / account holder | $8,190 | $5,756+42.3% | $14,679-44.2% | $5,403+51.6% |