Retirement plan

STEWART CANDY COMPANY

Name: STEWART CANDY COMPANY - STEWART CANDY COMPANY (2017) Form 5500
Creator: STEWART CANDY COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STEWART CANDY COMPANY, STEWART CANDY COMPANY

STEWART CANDY COMPANYEIN 58-0953300Plan #001PY 2017

400 BONNEYMAN ROAD - BLACKSHEAR, GA 31516912-283-1970

Prospect flagsRecently reached 100 employeesLow fidelity bond

How to read this page

Total assets (EOY)

$5.7M

+30.8% from 2016

Total participants

128

+12.3% from 2016

Average account balance

$51,379

+3.7% from 2016

Annual return

19.85%

+13.93 pp from 2016

Benchmarks

See 2,371 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,371 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$89K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

137

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

73.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$967K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.95%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$472

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
EDWARD JONES1 year Service code 27 12555 MANCHESTER RD · ST LOUIS, MO 63131	Advisory (Plan)	$8,701
FOWLER, HOLLEY, RAMBO & STALVEY, PC1 year Filed as: FOWLER HOLLEY RAMBO & STALVEY PC Service code 99 3208 WILDWOOD PLANTATION DR · VALDOSTA, GA 31603	Other Fees	$8,698
PENSION ASSURANCE LLP1 year Filed as: THE PENSION STUDIO Service code 13 1226 OMAR ROAD · WEST PALM BEACH, FL 33405	Contract Administrator	$275
AMERICAN FUNDS1 year Filed as: CAPITAL RESEARCH AND MANAGEMENT CO Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$125

Plan features & details

Pension benefit codes2F2G2J2K3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$8K

$71 / participant

Contract admin$8K100.0%

% of EOY assets

0.143%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SOUTH GEORGIA ACCOUNTING GROUP
Auditor EIN: 822944434
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$51,379

$71,192-27.8%

$117,857-56.4%

$62,293-17.5%

Participation rate

85.2%

74.2%+11.0pp

79.7%+5.6pp

69.5%+15.7pp

Annual return

19.85%

18.66%+1.2pp

335.09%-315.2pp

28.90%-9.0pp

Employer contribution / active EE

$1,716

$1,934-11.3%

$3,786-54.7%

$2,042-16.0%

Participant deferral / active EE

$3,571

$3,189+12.0%

$4,482-20.3%

$3,169+12.7%

Admin fee / account holder

$73

$587-87.5%

$8,020-99.1%

$479-84.7%

Provider

Service type

Compensation

EDWARD JONES1 year

Service code 27

12555 MANCHESTER RD · ST LOUIS, MO 63131

Advisory (Plan)

$8,701

FOWLER, HOLLEY, RAMBO & STALVEY, PC1 year

Filed as: FOWLER HOLLEY RAMBO & STALVEY PC

Service code 99

3208 WILDWOOD PLANTATION DR · VALDOSTA, GA 31603

Other Fees

$8,698

PENSION ASSURANCE LLP1 year

Filed as: THE PENSION STUDIO

Service code 13

1226 OMAR ROAD · WEST PALM BEACH, FL 33405

Contract Administrator

$275

AMERICAN FUNDS1 year

Filed as: CAPITAL RESEARCH AND MANAGEMENT CO

Service code 64

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$125

STEWART CANDY COMPANY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STEWART CANDY COMPANY

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion