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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $34,252 |
STIFEL NICOLAUS & CO INC3 years Service code 55 501 N BROADWAY · ST LOUIS, MO 63102 | Other Commissions | $23,205 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $17,134 |
Service code 10 1300 BELLEVUE AVE · DUBLIN, GA 31021 | Accounting | $11,000 |
Service code 99 1801 CALIFORNIA ST · DENVER, CO 80202 | Other Fees | $2,270 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,118 | $88,186+1.1% | $165,071-46.0% | $74,459+19.7% |
| Participation rate | 73.4% | 73.1%+0.3pp | 78.6%-5.2pp | 67.2%+6.2pp |
| Annual return | 9.95% | 17.13%-7.2pp | 70.17%-60.2pp | 1369.70%-1359.8pp |
| Employer contribution / active EE | $1,816 | $2,600-30.2% | $4,347-58.2% | $2,626-30.8% |
| Participant deferral / active EE | $3,776 | $4,505-16.2% | $6,035-37.4% | $4,350-13.2% |
| Admin fee / account holder | $472 | $2,234-78.9% | $12,695-96.3% | $1,945-75.7% |