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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,809 | $95,915-42.9% | $79,580-31.1% | $134,532-59.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -20.83% | -2.71%-18.1pp | 0.15%-21.0pp | 418.27%-439.1pp |
| Employer contribution / active EE | $4,080 | $3,129+30.4% | $2,413+69.1% | $4,741-13.9% |
| Participant deferral / active EE | $9,021 | $4,693+92.2% | $3,985+126.4% | $6,401+40.9% |
| Admin fee / account holder | $2,268 | $9,132-75.2% | $6,835-66.8% | $11,429-80.2% |