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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,293 | $112,933-9.4% | $90,970+12.4% | $158,982-35.7% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 25.04% | 215.82%-190.8pp | 134.60%-109.6pp | 302.99%-277.9pp |
| Employer contribution / active EE | $2,862 | $2,893-1.1% | $2,122+34.9% | $4,763-39.9% |
| Participant deferral / active EE | $6,590 | $4,128+59.6% | $3,373+95.4% | $5,983+10.1% |
| Admin fee / account holder | $8,109 | $8,047+0.8% | $5,961+36.0% | $11,252-27.9% |