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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $22,122 |
Filed as: MERRILL LYNCH Service code 16 · EIN 13-2808480 | Consulting | $5,415 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,462 | $40,174-93.9% | $84,023-97.1% | $67,582-96.4% |
| Participation rate | 88.6% | 62.7%+25.9pp | 69.0%+19.6pp | 71.3%+17.3pp |
| Annual return | 32.29% | 25.82%+6.5pp | 71.32%-39.0pp | 378.57%-346.3pp |
| Employer contribution / active EE | $324 | $808-59.8% | $1,984-83.7% | $2,148-84.9% |
| Participant deferral / active EE | $1,355 | $2,301-41.1% | $3,239-58.2% | $3,539-61.7% |
| Admin fee / account holder | $17 | $128-87.1% | $6,102-99.7% | $142-88.4% |