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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,390 | $65,704+116.7% | $94,229+51.1% | $59,633+138.8% |
| Participation rate | 87.5% | 72.1%+15.4pp | 78.8%+8.7pp | 68.7%+18.8pp |
| Annual return | -11.95% | 5.22%-17.2pp | 10.68%-22.6pp | 2041.45%-2053.4pp |
| Employer contribution / active EE | $5,160 | $2,021+155.3% | $3,587+43.8% | $2,203+134.2% |
| Participant deferral / active EE | $4,556 | $3,143+45.0% | $4,320+5.5% | $3,192+42.8% |
| Admin fee / account holder | $6,459 | $4,265+51.5% | $6,269+3.0% | $4,297+50.3% |