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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,040 | $54,380-22.7% | $68,509-38.6% | $59,633-29.5% |
| Participation rate | 63.5% | 70.2%-6.7pp | 74.7%-11.2pp | 68.7%-5.2pp |
| Annual return | -0.02% | 2.83%-2.9pp | 8.27%-8.3pp | 2041.40%-2041.4pp |
| Employer contribution / active EE | $725 | $1,539-52.9% | $2,278-68.2% | $2,203-67.1% |
| Participant deferral / active EE | $1,286 | $2,643-51.4% | $3,382-62.0% | $3,192-59.7% |
| Admin fee / account holder | $1,816 | $3,885-53.3% | $5,275-65.6% | $4,297-57.7% |