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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,674 | $69,977-37.6% | $108,582-59.8% | $62,881-30.5% |
| Participation rate | 95.8% | 72.9%+22.9pp | 79.6%+16.3pp | 69.3%+26.5pp |
| Annual return | 7.36% | 10.73%-3.4pp | -51.70%+59.1pp | 20.14%-12.8pp |
| Employer contribution / active EE | $317 | $2,135-85.2% | $3,758-91.6% | $2,281-86.1% |
| Participant deferral / active EE | $2,027 | $3,165-36.0% | $4,311-53.0% | $3,203-36.7% |
| Admin fee / account holder | $674 | $5,076-86.7% | $7,645-91.2% | $4,296-84.3% |