Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES Service code 26 · EIN 59-2937883 | Advisory (Participants) | $38,411 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $3,343 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,128 | $51,283+71.8% | $95,728-7.9% | $71,495+23.3% |
| Participation rate | 64.3% | 63.1%+1.2pp | 72.3%-8.0pp | 67.9%-3.6pp |
| Annual return | 17.50% | 25.25%-7.7pp | 28.40%-10.9pp | 28.85%-11.4pp |
| Employer contribution / active EE | $1,931 | $1,817+6.3% | $2,835-31.9% | $2,589-25.4% |
| Participant deferral / active EE | $4,611 | $3,365+37.0% | $4,245+8.6% | $4,291+7.5% |
| Admin fee / account holder | $561 | $1,135-50.5% | $5,673-90.1% | $1,588-64.6% |