Retirement plan

PATTERSON & DEWAR ENGINEERS, INC. PROFIT SHARING PLAN

Name: PATTERSON & DEWAR ENGINEERS, INC. - PATTERSON & DEWAR ENGINEERS, INC. PROFIT SHARING PLAN (2016) Form 5500
Creator: PATTERSON & DEWAR ENGINEERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PATTERSON & DEWAR ENGINEERS, INC. PROFIT SHARING PLAN, PATTERSON & DEWAR ENGINEERS, INC.

PATTERSON & DEWAR ENGINEERS, INC.EIN 58-0676787Plan #001PY 2016

PO BOX 2808, 850 CENTER WAY - NORCROSS, GA 30091770-453-1410pdengineers.comLinkedIn51-200 employeesutilities

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$34M

+18.9% from 2015

Total participants

212

+2.9% from 2015

Average account balance

$160,909

+15.0% from 2015

Annual return

9.58%

+11.48 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$94.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$264K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

358

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.94M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$35K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$76

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2+ years Filed as: LPL FINANCIAL CORPORATION Service code 27 · EIN 95-2834236	Advisory (Plan)	$17,500
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Service code 37 · EIN 04-2647786	Loan Processing	-$10,295

Plan features & details

Pension benefit codes2E2H2J3D2R2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$19K

$138 / participant

Investment mgmt$18K90.4%
Other / not subdivided$2K9.6%

% of EOY assets

0.057%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: TOMKIEWICZ WRIGHT, LLC
Auditor EIN: 201702555
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$160,909

$75,183+114.0%

$123,894+29.9%

$55,167+191.7%

Participation rate

99.3%

72.8%+26.5pp

81.4%+17.9pp

69.0%+30.3pp

Annual return

9.58%

19.01%-9.4pp

47.52%-37.9pp

169.23%-159.7pp

Employer contribution / active EE

$13,818

$2,823+389.4%

$4,617+199.3%

$1,963+604.1%

Participant deferral / active EE

$6,757

$5,084+32.9%

$5,984+12.9%

$3,054+121.2%

Admin fee / account holder

$92

$663-86.2%

$8,357-98.9%

$504-81.8%

Provider

Service type

Compensation

LPL FINANCIAL2+ years

Filed as: LPL FINANCIAL CORPORATION

Service code 27 · EIN 95-2834236

Advisory (Plan)

$17,500

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Service code 37 · EIN 04-2647786

Loan Processing

-$10,295

PATTERSON & DEWAR ENGINEERS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PATTERSON & DEWAR ENGINEERS, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion