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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,431 | $111,301+13.6% | $112,977+11.9% | $158,982-20.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.6%+17.4pp | 82.0%+18.0pp |
| Annual return | 23.84% | 26.40%-2.6pp | 24.24%-0.4pp | 302.99%-279.1pp |
| Employer contribution / active EE | $2,325 | $4,471-48.0% | $4,255-45.4% | $4,763-51.2% |
| Participant deferral / active EE | $5,171 | $5,880-12.1% | $5,836-11.4% | $5,983-13.6% |
| Admin fee / account holder | $14,134 | $8,392+68.4% | $6,294+124.6% | $11,252+25.6% |