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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,678 | $102,828-0.1% | $105,387-2.6% | $152,897-32.8% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.6%+11.9pp | 82.5%+12.0pp |
| Annual return | 25.48% | 20.85%+4.6pp | 26.82%-1.3pp | 345.43%-320.0pp |
| Employer contribution / active EE | $2,164 | $4,473-51.6% | $4,213-48.6% | $4,764-54.6% |
| Participant deferral / active EE | $4,801 | $5,465-12.1% | $5,502-12.7% | $5,851-17.9% |
| Admin fee / account holder | $2,926 | $8,683-66.3% | $6,559-55.4% | $11,599-74.8% |