Retirement plan

TAX DEFERRED ANNUITY PLAN OF LAGRANGE PERSONAL AID ASSOCIATION, INC.

Name: LAGRANGE PERSONAL AID ASSOCIATION, INC. - TAX DEFERRED ANNUITY PLAN OF LAGRANGE PERSONAL AID ASSOCIATION, INC. (2017) Form 5500
Creator: LAGRANGE PERSONAL AID ASSOCIATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TAX DEFERRED ANNUITY PLAN OF LAGRANGE PERSONAL AID ASSOCIATION, INC., LAGRANGE PERSONAL AID ASSOCIATION, INC.

LAGRANGE PERSONAL AID ASSOCIATION, INC.EIN 58-0572418Plan #001PY 2017

300 BULL STREET - LAGRANGE, GA 30240706-882-9291peachtreecitygaonline.comLinkedIn1-10 employeesreal estate

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$99K

+14.8% from 2016

Total participants

+33.3% from 2016

Average account balance

$24,834

-13.9% from 2016

Annual return

11.43%

+3.62 pp from 2016

Benchmarks

See 106,906 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort106,906 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$147K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$37K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2L

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$3K

$1400 / participant

Other / not subdivided$3K100.0%

% of EOY assets

2.818%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,834

$198,461-87.5%

$170,436-85.4%

$147,585-83.2%

Participation rate

100.0%

88.0%+12.0pp

83.6%+16.4pp

82.8%+17.2pp

Annual return

11.43%

257.30%-245.9pp

205.94%-194.5pp

578.57%-567.1pp

Employer contribution / active EE

$6,184-100.0%

$5,433-100.0%

$4,876-100.0%

Participant deferral / active EE

$2,850

$5,629-49.4%

$4,939-42.3%

$5,439-47.6%

Admin fee / account holder

$700

$16,852-95.8%

$13,880-95.0%

$10,885-93.6%

TAX DEFERRED ANNUITY PLAN OF LAGRANGE PERSONAL AID ASSOCIATION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TAX DEFERRED ANNUITY PLAN OF LAGRANGE PERSONAL AID ASSOCIATION, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion