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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,758 | $88,754-59.7% | $81,820-56.3% | $145,877-75.5% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 9.67% | 1031.77%-1022.1pp | 777.93%-768.3pp | 551.28%-541.6pp |
| Employer contribution / active EE | $2,785 | $3,085-9.7% | $2,915-4.4% | $4,663-40.3% |
| Participant deferral / active EE | $3,608 | $4,648-22.4% | $4,323-16.5% | $6,691-46.1% |
| Admin fee / account holder | $13,302 | $8,424+57.9% | $7,391+80.0% | $13,402-0.7% |