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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,733 | $103,038-65.3% | $90,324-60.4% | $152,909-76.6% |
| Participation rate | 90.9% | 75.9%+15.0pp | 73.3%+17.6pp | 82.5%+8.5pp |
| Annual return | 18.13% | 95.25%-77.1pp | 78.15%-60.0pp | 345.46%-327.3pp |
| Employer contribution / active EE | $3,044 | $3,141-3.1% | $2,856+6.6% | $4,764-36.1% |
| Participant deferral / active EE | $4,123 | $4,282-3.7% | $3,885+6.1% | $5,851-29.5% |
| Admin fee / account holder | $4,844 | $6,177-21.6% | $5,356-9.6% | $11,601-58.2% |